Terms and Conditions

Introduction

This user agreement, which includes those terms and conditions stated below and those incorporated by reference including the terms of the Privacy Policy and the Game Rules is an agreement between you, and CHIPSAPP Technologies Private Limited which governs your use of the products and services provided by CHIPSAPP Technologies Private Limited through the www.rummyjoin.com website and associated software. By using any of the Services you are agreeing to all the terms of this Agreement. If any of the terms of the Agreement are determined to be unlawful for any reason, it shall not affect the validity and enforceability of the remaining terms. For registering you must give username, password, and valid email id, date of birth, gender, and contact number but contact number is optional, once register button is clicked an email is sent to the user, which contains an activation link. On clicking the activation link the users account is activated. User can download the game at any point while browsing the pages of www.rummyjoin.com. A user can login to the game only when the users account is active.
Rummyjoin values the skill of a person. The value for his “ Win” is given more as compared to other rummy gaming sites. We deduct only 12% of the flakes(inclusive of tax ) from which the player makes his win
Rummyjoin has different categories namely

Flakes Recharge

 

Agreement


You should ensure that you read, understand and agree with all the terms and conditions contained in the Agreement, before you may use the Services,if you have any queries regarding the Agreement please contact us at support@chipsapp.com
The terms and condition are not constant and it can change based on the company rules so please make a note of it and keep yourself updated with the changes. We kindly advice you to check it regularly. We ensure you that any changes to the terms reach you to your registered mail with us.

Ownership

Making use of the rummyjoin.com name and any of the other names or marks associated with the Site, the Services or the Software is strictly forbidden, unless it is used with the express written permission of the Company. The Site, the Services and the Software, including its code, documentation, appearance, structure, and organization is an exclusive product of the Company, which retains all rights, tangible and intangible, to the rummyjoin.com website, the games therein, software, codes, copies, modifications, or merged parts.

Adequacy

For using this service one must have user account with right information
In order to participate in real flake games, you must satisfy the following terms at all times:  You must be at least 21 years old, and must not suffer from any disability or impairment which would prevent you from assuming the responsibilities contained in the Agreement, or from participating in the Games which are offered as part of the Services.
The '‘Eligible Territory' is defined as being the territory of India excluding the states of Assam and Orissa.
You must be a resident of India and have a valid PAN number, which will be associated with your Account and which you will provide to us upon request,
You understand and acknowledge that participation in Real flakes Games may result in financial loss to you, and agree that your participation is completely voluntary. You undertake full responsibility for any such financial losses, and agree that you will not under any circumstances hold the Company responsible for such losses. In the mean while suggests you to be conscious while investing huge money.

Services

We provide valid, registered Users the opportunity to access and play online games of skill. The Company provides software and IT services to enable games of skill to be played with other individuals over the internet. The intention of this service is its a game of skill and for entertainment, service charged for real flakes which includes
Service tax according to time to time

Account

The account must be used by you only, the information provided by you while opening an account must be true and correct. You have further undertake to keep all such information which has been provided by you up to date at all times, by making necessary changes or intimating the Company when such details change. You undertake to provide proof relating to any such information, including copies of documents such as your PAN card, or address and identity proof, upon request by the Company. You understand that the Company may take steps to verify any such information provided by you. Your continued use of the Services, including but not limited to your ability to make Cash Credits and Cash Withdrawals, is subject to the Company’s continued satisfaction that all such details provided by you are true, complete and correct. You are prohibited from using the Services by means of an Account registered in the name of any other individual. No multiple accounts under a single person can be opened, if such cases are found the will terminated from using any of the services provided without any notice. You shall not share the password of your Account, with any other individual. The Company is not responsible if your account is accessed by others using your password or other confidential details or information.
We are legally obliged to deduct tax at source (TDS) on winnings of more than rupees 10,000/- in a single tournament, a single Pool Rummy game, or a single Points Rummy game, as the case may be. In these cases, you will be required to furnish your Permanent Account Number (PAN) duly issued to you by the Income Tax authorities if you have not already done so. TDS at the rate of 30% will automatically be deducted from such winnings and the rest will be credited to your Rummyjoin.com user account. Withdrawal of these winnings will only be permitted upon your providing your correct PAN details. These limits and rates are subject to change as per the prevailing rules and regulations. Rummyjoin.com's obligation is this regard is limited to deducting TDS as required by law and providing you an appropriate certificate of tax deduction. We neither advise you nor shall in any manner be responsible for your individual tax matters. We reserve the right to verify your PAN from time to time and to cancel any prize should your PAN be found inconsistent in our verification process.

Player funds and payments

The transaction shall be in indian rupees
While making a payment, please make sure that the instrument used to make the payment is your own and is used to Add Cash into your user account only.
You can add cash as much you want to your account for game in our website unless limitations specified.
Credit card, Debit card and internet banking payments are processed through third party payment gateways,If there are any issues in connection with adding cash Company will not be held liable in any manner whatsoever.
Once a payment/transaction is authorized, the funds are credited to your user account and are available for you to play Cash Games.
RJ Promotions
Once you enteredrummyjoin .com after registering, the player can claim RJ money. Once the player click on claim button the amount will be credited to his account.
Player has to play minimum 5 games, to claim the amount.If the player not played, then he has to wait for one month, after one month he is able to claim the amount
One player can use this opportunity only once
Games offered under the Promotions section may be cancelled or discontinued by Rummyjoin.com at any time without notice without any liability on Rummyjoin.com whatsoever, except refund of entry fee, if applicable.
Withdrawals
A player can withdraw his winningsby means of either an account payee cheque or an electronic bank to bank transfer for the amount of winnings
At any time you can withdraw money from your user account, by notifying us of your withdrawal request, subject to bonus/prize money withdrawal restrictions
Once the withdrawal request is verified, we may disburse the specified amount by cheque or electronic transfer based on the mode of withdrawal selected by you. We shall make our best efforts to honour your choice on the mode of withdrawal, but reserve the right to always disburse the specified amount to you by cheque. We also reserve the right to disburse the amount on the financial instrument used to Add Cash to your user account. Withdrawals will have processing charges as per the prevalent policy .You may be eligible to make one or more free withdrawals in a month depending on various factors the amount of withdrawal or the mode of withdrawal. In the event that you do not have ansufficient amount in your user account to pay the processing charge, your withdrawal will not be processed at that time. You may request for a free withdrawal concurrently if you become eligible for the same at such time.
In 30 days of dispatch if the cheque not encashed, we will deem the cheque to have been lost and reserve the right to cancel the cheque with necessary instructions to our bank to stop payment of that cheque. This may result in dishonour of that cheque in which case we shall not be liable for the cheque amount to you. If any request for reissuing the cheque will result in deduction of applicable processing charges from the amount of the cheque. We will try our level best make your payment to your user account but we are not responsible for the delays in completing the transaction

Violation of legality and consequences

In the event of violation of any of the Terms being evidenced from our investigation or if there is reasonable belief, in our sole trudence, that your continued access to the Website is detrimental to the interests of Rummyjoin, our other users or the general public; we may in our sole trudence take any or all of the following actions, Restrict games between users suspected of colluding or cheating, Permanently suspend your user account on the Website, Forfeit the cash balance in your user account, Demand damages for violation and take appropriate civil action to recover such damages, and/orInitiate prosecution for violations that amount to offences in law. Additionally, in the event of committing material violation hereof, we reserve the right to bar you from future registration on the Website. The decision of Rummyjoin on the action to be taken as a consequence of breach shall be final and binding on you. Any action taken by Rummyjoin shall be without prejudice to our other rights and remedies available in law or equity.

Content

The Website may contain information about or hyperlinks to third parties. In such a cases, we are not responsible in any manner and do not extend any express or implied warranty to the accuracy. All content and material on the Website including but not limited to information, images, marks, logos, designs, pictures, graphics, text content, hyperlinks, multimedia clips, animation, games and software  whether or not belonging to Rummyjoin.com, are protected by applicable intellectual property laws. Additionally, all chat content, messages, images, recommendations, emails, images sent by any user can be logged/recorded by us and shall form part of Content and Rummyjoin.com is free to use this material in any manner whatsoever.  Any third party Content posted on the Website which does not belong to Rummyjoin.com you may do so solely at your own risk and liability.  If you visit any Third party website through a third party Content posted on the website, the terms and conditions applicable to it. The fact of a link existing on our Website to a third party website is not an endorsement of that website by us.
Voluntary termination
You may cease using the Services and terminate your Account at any time. You are free to discontinue use of the Services on the Website at any time by informing us of your intention. Intimating us of your desire to do so by sending an email to us at support@rummyjoin.com. If at such time, there is a positive withdraw able cash balance in your user account, we will, subject to satisfactory verification, disburse the same to you by online transfer or by a cheque in a timely manner.

Complaints

In case of any questions or complaints, feel free to contact us any time at support@rummyjoin.com or write to us following the procedure given in the support section. Complaints should be resolved as soon as possible after clarifying that causes you to have a complaint.Rummyjoin.com shall make efforts to resolve complaints within reasonable time. Our decision on complaints shall be final and binding on you

Refunds

In case of Cash Credit or other similar event, you may request for a refund of such Cash Credit transaction. Refund will happen within working 2 weeks of initiating such transaction. If the request is genuine then only the refund process will be start (sticking to the terms and conditions).

Modifications

Company have a right to alter or modify the Terms at any time without giving prior notice to you. Company may choose to notify of some changes in the Terms either by email or by displaying a message on the Website We may also post additional conditions for any Services that may be offered. In such an event, your use of those Services will be governed by the Terms as well as any such additional terms that those Services may be subject to.

Disconnection

While participating in a Real flake Game, a User takes full responsibility for the risk of internet disconnection or communication interferences between their computer and the Company’s servers, any lag or freezing of the game or Software, and any problems attributable to their own computer or network connection. Other than a crash of the Company’s servers, the Company does not take any responsibility for any of the player's disconnections from the server. As the Company is aware that internet disconnections or other disruptions may occur, players will remain on the table and can continue to play the Game once the connection is back online, until they are eliminated

Disclaimer

Rummyjoin.com does not promise or ensure that you will be able to access your user account or obtain Services whenever you want. It is entirely possible that you may not be able to access your user account or the Services provided by Rummyjoin.com at times or for extended periods of time due to, but not limited to, system maintenance and updates.Rummyjoin.com disclaims responsibility and liability for any harm resulting from cancellation of any Game organized by it. If you are a cash player on the website, you acknowledge and agree that you will not be entitled to any refund in case of any service outages that may be caused by failures of our service providers, computer viruses or contaminants, natural disasters, war, civil disturbance, or any other cause beyond the reasonable control of Rummyjoin.com.
Rummyjoin.com  specifically disclaims any liability in connection with your transactions with third parties which may have advertisements or are hyperlinked on the Website.Rummyjoin.com disclaims any liability in connection with violation of intellectual property rights of any party with respect to third party Content or user content posted on our Website. Intellectual property rights in any Content not belonging to us belong to the respective owners and any claims related to such content must be directly addressed to the respective owners.
Rummyjoin.com specifically disclaims any liability arising out of the acts or omissions of the infrastructure providers or otherwise failure of internet services used for providing and accessing the Services.Rummyjoin.com disclaims liability for any risk or loss resulting to you from your participation in Cash Games, including all risk of financial loss

Indemnity

Offensive or illegal conduct of any other player or for anything that turns out to be misleading, inaccurate, defamatory, threatening, obscene or otherwise illegal whether originating from another player or otherwise; use, abuse or misuse of your user account on our Website in any manner whatsoever;
You undertake that you yourself will play in all Games in which you have registered/joined and not use any form of external assistance to play. You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software designed to modify the Website or use any third-party software that intercepts, mines or otherwise collects information from or through the Website or through any Services. Any attempt to employ any such external assistance is strictly prohibited. Formation of teams and collusion between you and any other user(s) for participating in Games organized on the Website or any other form of cheating is strictly prohibited. Access of your user account by any other person accessing the Services using your username or password, whether or not with your authorization
Governing law, dispute resolution & jurisdiction
The Terms and Privacy Policy shall be interpreted in accordance with the laws of India. Any dispute, controversy or claim arising out of the Terms or Privacy Policy shall be subject to the exclusive jurisdiction of the civil courts at Bangalore.

Your Card Information

Rummyjoin.com doesn't store your credit / debit or any other card details on our databases. We only push the information to the payment gateways.

Anti-cheating

You undertake that you yourself will play in all Games in which you have registered/joined and not use any form of external assistance to play. You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software designed to modify the Website or use any third-party software that intercepts, mines or otherwise collects information from or through the Website or through any Services. Any attempt to employ any such external assistance is strictly prohibited
Help desk
For any complaints please contact us at any time by sending us mail on support@rummyjoin.com and call us on